Could you get Pension Credit?
Pension Credit gives you extra money to help with your living costs if you’re over State Pension age and on a low income. It can also help with housing costs, like rent or service charges. Pension Credit is separate from your State Pension and you can get it even if you have other income, savings or own your own home. You can also backdate it for three months, so the quicker you check and claim, the quicker you'll benefit.
Even if you find out you're only entitled to a small amount of Pension Credit, it can still be well worth claiming, because if you’re eligible for Pension Credit, you can also get help with other things. For example:
- Housing Benefit (if you rent the property you live in)
- Support for Mortgage Interest (if you own the property you live in)
- Council Tax Reduction
- A free TV licence (if you’re aged 75 or over)
- Help towards NHS dental treatment, glasses and/or transport costs for hospital appointments
- Help with heating costs
For more information on Pension Credit and to check if you're eligible, please call 0800 99 1234, or go to gov.uk/pension-credit. If you can’t apply yourself, a friend or family member can apply on your behalf. Age UK and Citizens Advice can also help you with your application.